Required Documents For Refinance

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Here's a handy list of required documents for refinance, a do-it-yourself tip for a smoother transaction.

Copy of driver licenses (both sides) or approved photo ID
Two (2) most recent pay check stubs (for Full Doc)
W-2 for the last two years (for Full Doc)
If self-employed need tax returns for the last two years (all pages) and profit and loss statement for the current year (for Full Doc)
Last two month bank statements for both checking and saving bank accounts (copies of all pages)
Most recent statement of 401-K, 403B, IRA or other retirement plans
Last mortgage statement received from mortgage company
Declaration page of homeowner insurance and agent information
Deed
Title insurance
Survey
$300 check payable to appraisal company ($450 for multifamily)

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