Required Documents For Refinance
Here's a handy list of required documents for refinance, a do-it-yourself tip for a smoother transaction. - Copy of driver licenses (both sides) or approved photo ID
- Two (2) most recent pay check stubs (for Full Doc)
- W-2 for the last two years (for Full Doc)
- If self-employed need tax returns for the last two years (all pages) and profit and loss statement for the current year (for Full Doc)
- Last two month bank statements for both checking and saving bank accounts (copies of all pages)
- Most recent statement of 401-K, 403B, IRA or other retirement plans
- Last mortgage statement received from mortgage company
- Declaration page of homeowner insurance and agent information
- Deed
- Title insurance
- Survey
- $300 check payable to appraisal company ($450 for multifamily)
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