Required Documents for Home Purchase

Required Documents For Home Purchase

Here is your handy list of required documents for home purchase, a do-it-yourself tip for a smoother transaction.

Copy of driver's license, on both sides or approved government-issued photo ID
Two (2) most recent pay check stubs (for Full Doc)
W-2 for the last two years (for Full Doc)
If self-employed, need tax returns for last two years (all pages) and profit and loss statement for the current year (for Full Doc)
Last two months bank statements for both checking and saving bank accounts (copies of all pages)
Most recent statement of 401-K, 403B, IRA or other retirement plans
Copy of sales contract including all addendum signed by both parties
Copy of Earnest Money Deposit check (front and back)
Listing and selling agent telephone and fax numbers
Closing attorney or title company who will handle the closing for both parties (buyers and sellers)
Copy of lease agreement on rental properties (if applicable)
$300 check for appraisal payable to appraisal company ($450 for multifamily)

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